Rate of Interest

Rates on Savings Deposits effective from 01.12.2020

1. Balance upto Rs. 20 Lakh in the Account 3.05%
2. Balance above Rs. 20 Lakh upto Rs. 1.00 Crore in the Account 3.30%
3. Balance above Rs. 1.00 Crore in the Account 3.60%

Rates(%) on Term Deposits effective from 01.12.2020

PERIOD/TERM RATE OF INTEREST (LESS THAN ₹ 1 CRORE) RATE OF INTEREST FOR SENIOR CITIZEN (LESS THAN ₹ 1 CRORE) RATE OF INTEREST (₹ 1 CRORE UPTO ₹ 5 CRORE)
A. Term Deposit:-
i) 7 - 14 Days 3.00 3.25 2.75
ii) 15 - 29 Days 3.00 3.25 2.75
iii) 30 - 45 Days 3.00 3.25 2.75
iv) 46 - 90 Days 3.50 3.75 3.00
v) 91 - 180 Days 4.00 4.25 3.50
vi) 181 - 364 Days 4.50 4.75 4.00
vii) 365 Days / 12 Months 5.20 5.70 4.50
viii) Above 12 Months to less than 36 Months 5.25 5.75 4.75
ix) 36 Months to 60 Months 5.40 5.90 5.00
x) More than 60 Months to 120 Months 5.00 5.50 5.00
For MIS Individual for 3 years Revised Rate (%)
For Common People 5.50
For Senior Citizen 5.90

Rates Effective from 30.04.2021

RATES OF LOANS AND ADVANCES

SL NO TYPE OF LOAN RATE (%) ULTIMATE BORROWER
1. K.C.C. LOAN 5.00 7.00
2. M.T. AGRIL & AGRIL ALLIED 10.50 11.25
3. NON-FARM THROUGH SOCIETY 11.75 12.50
4. ROAD TRANSPORT OPERATOR 13.50
5. CASH CREDIT (PDS) 12.00
6. M.T. (ECCS) 9.50 10.50
7. M.T. LOAN (ENGG./LABOUR/OTHER CO-OP.) 14.00
8. CASH CREDIT (CONSUMER BUSINESS) 12.5
9. CASH CREDIT (PWCS) 12.00
10. M.T. SHG LOAN (TO SOCIETY) 9.00
11. M.T. SHG LOAN (TO GROUP) 10.00 11.00
12. NOMINAL MEMBER (BUSINESS) 10.90
13. CASH CREDIT (ENGG./LABOUR/OTHER CO-OP.) 13.50
14. B.S.K.P. 12.00
15. B.S.K.P. (WITH 100% SECURITY) 11.00
16. ADV. AGAINST NSC/KVP/LIP 10.00
17. MORTGAGE LOAN 9.00
18. PERSONAL LOAN 10.55
19. PERSONAL PLUS LOAN 14.00
20. VEHICLE LOAN (PERSONAL) DRAWING SALARY 8.75
21. VEHICLE LOAN (PERSONAL) NOT DRAWING SALARY 8.90
22. VEHICLE LOAN (COMMERCIAL) 13.00
23. ADV. AGAINST DEPOSIT INCLUDING ADV. AGAINST FLEXIBLE DEPOSIT 1% HIGHER THAN CONTRACTED RATE OF INT. ON TERM DEPOSI
HOME LOAN (FIXED E.M.I.) Rate (%)
DIRECT LOAN
UPTO 10 YEARS REPAYMENT TERM 7.75
ABOVE 10 YEARS 7.85
SALARIED PERSONS DRAWING SALARY THROUGH THIS BANK
UPTO 10 YEARS REPAYMENT TERM 7.70
ABOVE 10 YEARS 7.80
FOR WOMAN AS SOLE APPLICANT OR FIRST CO-APPLICANT
UPTO 10 YEARS REPAYMENT TERM 7.70
ABOVE 10 YEARS 7.80
THROUGH SOCIETY SOCIETY ULTIMATE BORROWER
UPTO 10 YEARS REPAYMENT TERM 7.70 7.75
ABOVE 10 YEARS AND UPTO 20 YEARS 7.80 7.85