Rates on Savings Deposits effective from 01.01.2024
| 1.
| Balance upto Rs. 25 Lakh in the Account |
2.90% |
| 2.
| Balance above Rs. 25 Lakh upto Rs. 1.00 Crore in the Account |
3.20% |
| 3.
| Balance above Rs. 1.00 Crore in the Account |
3.60% |
Rates(%) on Term Deposits effective from 01.12.2022
| PERIOD/TERM |
LESS THAN ₹ 1 CRORE |
SENIOR CITIZEN (LESS THAN ₹ 1 CRORE) |
FROM ₹ 1 CRORE UPTO ₹ 5 CRORE |
SENIOR CITIZEN FROM ₹ 1.00 CRORE UPTO ₹ 5.00 CRORE |
| A. Term Deposit:- |
|
| i) |
7 - 14 Days |
4.05 |
4.05 |
4.00 |
4.00 |
| ii) |
15 - 29 Days |
4.10 |
4.10 |
4.05 |
4.05 |
| iii) |
30 - 45 Days |
4.15 |
4.15 |
4.15 |
4.15 |
| iv) |
46 - 90 Days |
4.50 |
4.50 |
4.30 |
4.30 |
| v) |
91 - 180 Days |
5.25 |
5.25 |
4.35 |
4.35 |
| vi) |
181 - 364 Days |
5.50 |
5.50 |
4.75 |
4.75 |
| vii) |
365 Days / 12 Months |
7.00 |
7.50 |
7.10 |
7.10 |
| viii) |
Above 12 Months to less than 36 Months |
6.75 |
7.00 |
6.50 |
6.50 |
| ix) |
36 Months to 60 Months |
6.50 |
6.75 |
6.25 |
6.25 |
| x) |
More than 60 Months to 120 Months |
6.25 |
6.50 |
6.00 |
6.00 |
| For MIS Individual for 3 years |
Revised Rate (%) for deposit of less than ₹ 1 Cr. |
| For Common People |
6.50 |
| For Senior Citizen |
6.75 |
| INTEREST FOR STATUTORY FUND |
Revised Rate (%) |
| Reserve Fund,Bad Debt Fund, Risk Fund, ACSF |
7.35 |
RATES OF LOANS AND ADVANCES |
| SL NO |
TYPE OF LOAN |
RATE (%) |
ULTIMATE BORROWER |
| 1. |
K.C.C. LOAN |
5.00 |
7.00 |
| 2. |
M.T. AGRIL & AGRIL ALLIED |
10.50 |
11.25 |
| 3. |
NON-FARM THROUGH SOCIETY |
11.75 |
12.50 |
| 4. |
ROAD TRANSPORT OPERATOR |
13.50 |
|
| 5. |
CASH CREDIT (PDS) |
12.00 |
|
| 6. |
M.T. (ECCS) |
11.00 |
11.50 |
| 7. |
M.T. LOAN (ENGG./LABOUR/OTHER CO-OP.) |
14.00 |
|
| 8. |
CASH CREDIT (CONSUMER BUSINESS) |
12.50 |
|
| 9. |
CASH CREDIT (PWCS) |
12.00 |
|
| 10. |
M.T. SHG LOAN (TO SOCIETY) |
9.00 |
|
| 11. |
M.T. SHG LOAN (TO GROUP) |
10.00 |
11.00 |
| 12. |
NOMINAL MEMBER (BUSINESS) # |
8.25 |
|
| 13. |
CASH CREDIT (ENGG./LABOUR/OTHER CO-OP.) |
13.50 |
|
| 14. |
B.S.K.P. |
12.00 |
|
| 15. |
B.S.K.P. (WITH 100% SECURITY) |
11.00 |
|
| 16. |
ADV. AGAINST NSC/KVP/LIP |
10.00 |
|
| 17. |
ADV. AGAINST DEPOSIT INCLUDING ADV. AGAINST FLEXIBLE DEPOSIT |
1% HIGHER THAN CONTRACTED RATE OF INT. ON TERM DEPOSI |
|
| FIXED AND FLOATING RATES AVAILABLE ON |
Base Rate (%) ** |
| HOME LOAN (FLOATING) |
8.25% |
| HOME LOAN (FIXED) |
1% higher than floating |
| MORTGAGE LOAN |
8.25% |
| PERSONAL LOAN |
8.25% |
| PERSONAL PLUS LOAN |
8.25% |
| VEHICLE LOAN (PERSONAL) |
8.25% |
| VEHICLE LOAN (COMMERCIAL) |
8.25% |
** Terms and Conditions applied on Base Rate
# Terms and Conditions applied on Fixed Base Rate.
