The Rate of Interest are subject to change without any prior notice, and it is solely in the bank administration decision
Effective Date From : 15/10/2018
| Rates on Savings Deposits effective from 15.10.2018 | Revised Rate (%) |
| Balance upto Rs. 25 Lakh in the Account | 3.6 |
| Balance above Rs. 25 Lakh upto Rs. 1.00 Crore in the Account | 4.2 |
| Balance above Rs. 1.00 Crore in the Account | 5 |
| Sl. No | Period | Rate of interest less than 1.00 crore |
Rate of interest 1.00 crore & above |
Rate of interest (for Senior Citizen) |
|
| 1 | A. Term Deposit: – | ||||
| i) | 7 – 14 days | 4.00 | 4.00 | 4.00 | |
| ii) | 15 – 29 days | 4.00 | 4.00 | 4.00 | |
| iii) | 30 – 45 days | 4..00 | 4.00 | 4.00 | |
| iv) | 46 – 90 days | 5.00 | 4.25 | 5.00 | |
| v) | 91 – 180 days | 6.25 | 6.05 | 6.25 | |
| vi) | 181 – 364 days | 5.75 | 5.00 | 6.25 | |
| vii) | 365 days / 12 months | 6.80 | 6 | 7.30 | |
| viii) | Above 12 months to less than 36 months | 6.60 | 4.75 | 7.10 | |
| ix) | 36 months to 60 months | 6.25 | 4.25 | 6.75 | |
| x) | More than 60 months to 120 months | 6.00 | 4.00 | 6.50 | |
| xi) | 1000 days | 7.00 | 7.00 | 7.50 | |
| For MIS Individual for 3 years | Revised Rate (%) |
| For Common People | 6.25 |
| For Senior Citizen | 6.75 |
| Rates for House Building Loan | ||
| Direct Loans | ||
| UPTO 5 YEARS REAYMENT TERM | 8.65 | |
| ABOVE 5 YEARS UPTO 10 YEARS | 8.75 | |
| ABOVE 10 YEARS | 8.9 | |
| SALRIED PERSONS DRAWING SALARY THROUGH THIS BANK | ||
| UPTO 5 YEARS REAYMENT TERM | 8.6 | |
| ABOVE 5 YEARS UPTO 10 YEARS | 8.7 | |
| ABOVE 10 YEARS | 8.85 | |
| THROUGH SOCIETY | SOCIETY | ULTIMATE BORROWER |
| UPTO 5 YEARS REAYMENT TERM | 8.6 | 8.65 |
| ABOVE 5 YEARS UPTO 10 YEARS | 8.7 | 8.75 |
| ABOVE 10 YEARS | 8.85 | 8.9 |
| C. Loans and Advances: – | |||||
| i) | K C C Loan | 7.00 | |||
| ii) | MT Agril & Agril Allied Sector | 11.25 | |||
| iii) | Non Farm through Society | 12.50 | |||
| iv) | Road Transport Operator | 13.50 | |||
| v) | Cash Credit PDS | 12.50 | |||
| vi) | MT ECCS | 12.25 | |||
| vii) | MT (Engg./Labour/Other Coop Society) | 14.00 | |||
| viii) | Cash Credit Consumer Business | 12.50 | |||
| ix) | Cash Credit PWCS | 13.00 | |||
| x) | MT SHG | 11.00 | |||
| xi) | Nominal Member Business | 12.00 | |||
| xii) | CC Engg/Lab/Other Coop Soc | 14.00 | |||
| xiii) | BSKP | 12.00 | |||
| xiv) | Advance Against LIC/KVP/NSC | 11.00 | |||
| xv) | Mortgage Loan | 10.00 | |||
| xvi) | Personal Loan | 12.50 | |||
| xvii) | Personal Plus Loan | 14.00 | |||
| xviii) | Vehicle Loan (Salary through bank) | 8.85 | |||
| xix) | Vehicle Loan (Salary not through bank) | 9.00 | |||
| xx) | Vehicle Loan Commercial | 13.00 | |||
| xxi) | Adv against Deposit / Flex Deposit | 1% higher than cont. rate | |||
