Rate of Interest

The Rate of Interest are subject to change without any prior notice, and it is solely in the bank administration decision

Effective Date From : 15/10/2018

Rates on Savings Deposits effective from 15.10.2018 Revised Rate (%)
Balance upto Rs. 25 Lakh in the Account 3.6
Balance above Rs. 25 Lakh upto Rs. 1.00 Crore in the Account 4.2
Balance above Rs. 1.00 Crore in the Account 5
Sl. No Period Rate of interest
less than
1.00 crore
Rate of interest
1.00 crore
& above
Rate of interest
(for Senior Citizen)
1 A. Term Deposit: –
i) 7 – 14 days 4.00 4.00 4.00
ii) 15 – 29 days 4.00 4.00 4.00
iii) 30 – 45 days 4..00 4.00 4.00
iv) 46 – 90 days 5.00 4.25 5.00
v) 91 – 180 days 6.25 6.05 6.25
vi) 181 – 364 days 5.75 5.00 6.25
vii) 365 days / 12 months 6.80 6 7.30
viii) Above 12 months to less than 36 months 6.60 4.75 7.10
ix) 36 months to 60 months 6.25 4.25 6.75
x) More than 60 months to 120 months 6.00 4.00 6.50
xi) 1000 days 7.00 7.00 7.50
For MIS Individual for 3 years Revised Rate (%)
For Common People 6.25
For Senior Citizen 6.75
Rates for House Building Loan
Direct Loans
UPTO 5 YEARS REAYMENT TERM 8.65
ABOVE 5 YEARS UPTO 10 YEARS 8.75
ABOVE 10 YEARS 8.9
SALRIED PERSONS DRAWING SALARY THROUGH THIS BANK
UPTO 5 YEARS REAYMENT TERM 8.6
ABOVE 5 YEARS UPTO 10 YEARS 8.7
ABOVE 10 YEARS 8.85
THROUGH SOCIETY SOCIETY ULTIMATE BORROWER
UPTO 5 YEARS REAYMENT TERM 8.6 8.65
ABOVE 5 YEARS UPTO 10 YEARS 8.7 8.75
ABOVE 10 YEARS 8.85 8.9
C. Loans and Advances: –
i) K C C Loan 7.00
ii) MT Agril & Agril Allied Sector 11.25
iii) Non Farm through Society 12.50
iv) Road Transport Operator 13.50
v) Cash Credit PDS 12.50
vi) MT ECCS 12.25
vii) MT (Engg./Labour/Other Coop Society) 14.00
viii) Cash Credit Consumer Business 12.50
ix) Cash Credit PWCS 13.00
x) MT SHG 11.00
xi) Nominal Member Business 12.00
xii) CC Engg/Lab/Other Coop Soc 14.00
xiii) BSKP 12.00
xiv) Advance Against LIC/KVP/NSC 11.00
xv) Mortgage Loan 10.00
xvi) Personal Loan 12.50
xvii) Personal Plus Loan 14.00
xviii) Vehicle Loan (Salary through bank) 8.85
xix) Vehicle Loan (Salary not through bank) 9.00
xx) Vehicle Loan Commercial 13.00
xxi) Adv against Deposit / Flex Deposit 1% higher than cont. rate